With a set home loan, your rate of interest remains exactly the same when it comes to period that is fixed-rate.
Regular fixed repayments that will help you budget. Budget confidently by once you understand your precise payment quantities and timings.
The timeframe is chosen by you. Decide on a period that is fixed-rate matches your preferences. You may decide to make repayments regular, fortnightly or month-to-month.
Your rate of interest is locked in. Have actually certainty and comfort of brain by once you understand precisely what your repayments will likely to be and protection from rate of interest increases. Rates of interest may but fall through your fixed-rate duration.
You possibly can make one additional payment up to 5% regarding the outstanding loan stability every year of one’s fixed-rate duration without having to be charged Early Repayment healing.
Maybe Not certainly which kind of mortgage loan is right for you?
Mortgage loan fixed prices term that is fixed interest rate*
Standard rate of interest
a few months
The above mentioned prices are in the act of changing and so can vary for current clients.
They are due, we can charge you interest on those amounts at the default interest rate, which is your interest rate + 5.00% p. A if you do not pay amounts when.
*Special interest requires minimal 20% equity and a transaction that is anz with wage direct credited, otherwise standard price applies. Unavailable with package discounts.
ANZ lending criteria, terms, conditions, and charges apply. Interest levels and charges are susceptible to alter.
There are certain techniques to together get a deposit. Check out your choices including KiwiSaver home withdrawal that is first.
Property Unlocked Seminars
Free seminars to know about the property procedure, building, renovating and property investment.
Top up your property loan
A high through to your house loan could be a economical solution to borrow extra cash if you’d like it.
Just how to apply
Weekdays, 8am – 8.30pm Weekends, 9am – 5pm
We will come your way
A Cellphone Mortgage Manager can see you whenever, anywhere is convenient for you personally.
Begin the application form procedure for your house loan online today.
It will take simply 5 to ten minutes.
Support and help
ANZ lending criteria, terms, conditions, and charges use. Rates of interest and charges are susceptible to change.
A duplicate of this Bank’s General Disclosure Statement underneath the Reserve Bank of the latest Zealand Act 1989 can be acquired about this internet site or on demand from any ANZ branch, totally free.
This product is for information purposes just. Its content will be of a nature that is general will not account fully for your financial predicament or objectives, and is maybe not a personalised financial adviser solution beneath the Financial Advisers Act 2008. It is strongly recommended you check with a financial adviser which takes into consideration your specific circumstances just before get a economic product. An ANZ Authorised Financial Adviser will, on demand and free from cost, give you his / her disclosure declaration prepared beneath the Financial Advisers Act 2008. Should you want to consult certainly one of ANZ’s monetary advisers, please contact us on 0800 269 296.